Pekin Bayar Mizrahi advises fintech companies, digital banks and technology platforms on licensing, regulatory compliance and digital financial structures in Türkiye.

Our services include e-money and payment institution licensing, regulatory interactions with the Central Bank (TCMB) and the Capital Markets Board (CMB), wallet systems, e-money issuance, payment initiation services (PIS) and outsourcing arrangements.

We provide MASAK (AML/KYC) compliance advisory, internal control and audit structuring, and regulatory support for BNPL models and digital finance integrations.

Our practice further covers token and coin issuance, exchange listings, market maker agreements, asset tokenization, stablecoin initiatives and NFT-related structures.

We also advise on WealthTech and InsurTech solutions, including AI-driven financial services and regulatory considerations for technology-based insurance models, as well as loyalty and digital payment infrastructures.